Some creditors report to single bureaus while others report to multiple bureaus. Generally, larger credit accounts like mortgages, auto loans, and refinances will report to all 3 major credit bureaus, Experian, Equifax, and TransUnion.<br><br>To find out exactly which credit bureau your lenders or creditors are reporting to, you can get a 3 bureau credit report, also known as a tri-merge credit report, and you can compare your credit file side by side.<br><br>Visit the following link to view your  <a href="http://www.creditlearningcenter.com/sponsored_offer1.php">3 bureau credit report and score</a>