I have a credit card that I was being billed for in the mail. They convinced me to go billness and pay on line. I agreed. They are supposed to notify you when a payment is due by e-mail. They didn't. As a consequence, they reported a 30-day late to the credit bureau. We are supposed to settle on a house in a few days and I am afraid that this report will keep us from getting the house as my credit was medium. Is there anything I can do about the report and about discussing this with my mortgage company?