My wife and I are victims of a ponzi type scam. We have lost all three of our houses, 2 to forclosure, and 1 short sale. We invested about a half million dollars, all we had. We were promised a 12% monthly payment on our investment and were assured that our money was not invested in real estate. In any case we lost it all. My wife was retired and I had returned to college when all this mess occurred. Since then I have returned to work as well as my wife, we have both been working over 12 hours a day just to keep up and have a $1000 a month deficit we cannot meet. Our credit is gone. What would you recommend we do?