Recently I went through a divorce. In the divorce decree, I was not ordered to refinance my mortgage, however my ex-wife filed for bankruptcy shortly after the divorce. Since my mortgage has my ex-wifes name on it, the mortgage went into chapter 7 bankruptcy. I continue to pay on my mortgage, however the mortgage company is not reporting my payments or any history to the Credit reporting companies. Since the mortgage company is not reporting any information, is this hurting my credit score ?