Friday July 30, 2010

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parents using minors name for bils?
Posted by Ashley

if my parents used my name when i was a minor for their bills how could i get it removed from my credit history?

 

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photogirl says:

I had this happen to me, and I contacted all three major credit bureaus with copies of my social security card and birth certificate showing that I was a minor when the accounts were established and therefore legally unable to enter into a binding financial contract.

At first they gave me the run-around.  "They were for store credit cards, could they have been used to purchase clothing for you" and the like.  I still held firm to the fact that I was not legally able to enter into a binding financial contract as a child and eventually the removed the faulty information. 

In my case I don't know who used my social (I doubt it was my parents), and the credit bureaus removed the accouts from my credit history.  The DID try to convince me to tell them who MIGHT have opened the accounts in my name, but I didn't know obviously and this was before identity theft was widely heard of. 

Good luck!

 

Tue Jun 30, 2009 07:52:38 PM
 
 



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