I recently found that a credit agency had contacted the credit bureau.
I was unaware that there was a credit agency hired for collections.
I had moved and was separated.
i was not getting my mail from that address.
once i noticed that i had a blemish on my once perfect credit report i contacted the collection agency.
the client was a medical billing company
i paid the medical billing company last year and i hand not noticed that they sent the payment back, this was 4 months before they hired a collections company to collect
i never received a notice of collections
i paid the collection company once i found the bad score on my credit report
i used bill pay from my bank to pay the medical company
i have a written statement from that bank that the medical billing company was paid and that they had sent the money back
is there anything i can do