I was unaware that there was a credit agency hired for collections.

I had moved and was separated.

i was not getting my mail from that address.

once i noticed that i had a blemish on my once perfect credit report i contacted the collection agency.

the client was a medical billing company

i paid the medical billing company last year and i hand not noticed that they sent the payment back, this was 4 months before they hired a collections company to collect

i never received a notice of collections

i paid the collection company once i found the bad score on my credit report

i used bill pay from my bank to pay the medical company

i have a written statement from that bank that the medical billing company was paid and that they had sent the money back

is there anything i can do

E