Why monitor your credit? One of the most important things you can do as a consumer to get the credit you deserve, and help protect yourself against identity theft is to monitor your credit. While it is important to check your credit reports and credit scores on a regular basis, we feel it is even more important to monitor key changes to all three of your credit reports on an ongoing basis.
How do Credit Monitoring Services Work for You?
Many credit monitoring services will allow you to try out their services FREE for the first 30 days before they will begin charging you for their services. Even if you decide to remain on the credit monitoring service, it is still a wise investment you can make in your credit standing and financial future.
Here is how credit monitoring services work. When you begin credit monitoring, you will receive email alerts to notify you of key changes to any one of your three credit bureaus. Included in these alerts will be notifications if your personal information changes; advisories on any new credit inquiries; or applications for credit made in your name; information concerning any new public records, or other new information that is added to your credit files.
These email alerts can be very important to you as your first line of defense against identity theft. For example, if someone stole your identity and tried to open up a credit account in your name, a popular tactic of identity thieves, you would receive an email alert on the new account inquiry. Or, if someone stole your identity and changed your contact information to hide fraudulent charges, you would receive an email alert to inform you of the unauthorized address change. If you do not monitor your credit reports on a regular basis, it is more likely that an incidence of identity theft would go undetected for an extended period of time.
Special CLC Offer: Get your Free Credit Score and Free Credit Report, with a free 30 Day Credit Monitoring Trial
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