Credit Myths

Wednesday June 19, 2013

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Official Resources: Credit Myths

Take the Quick Credit Quiz

Take the Credit Quiz! How much do you know about your credit? Your credit report, and credit score are the financial pictures you... Read More

Why You Shouldn't Close Old Accounts (Video)

Will closing old accounts help your credit score? Many people, when reviewing their credit reports, may notice old credit accoun... Read More

Does Checking Your Own Credit Lower Your Score? (Video)

Will checking your own credit report hurt your credit score? When your credit is checked, this creates what is known as an "inquiry."... Read More

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User Resources: Credit Myths

medical collection reported to credit bureaus

Posted by

Does a collection agency have the legal right to report debts to a credit bureau? If so, by what authority / law?

Making payments on debt unacceptable to agency

Posted by

If making regular payments on a bill and that amount is not acceptable to the collection company can they report it credit reporting agen... Read More

Multiple cards

Posted by

Can Having multiple credits cards in use at a time affect credit score?

non-installment credit

Posted by megan

what is non-installment credit and what is an example of it?

Closing a secured credit card

Posted by yingyang215

Does it hurt your score to close a secured credit card? I would like my deposit back!

Reporting to the Credit Agencies

Posted by djones

Can an individual make a negative report to the credit agencies?

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