Debt Help

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Official Resources: Debt Help

If you're overwhelmed by credit card debts, medical bills, or other unsecured debts and tempted to go for a loan even though you have bad... Read More

Getting Past Debt Worksheet

Month ________ Year ________ Use this worksheet to manage your creditors and debts each month. Work towards getting... Read More

Basic Budgeting Worksheet

Total Monthly Gross Income $______________ - Taxes, Health Ins. & Other Payroll Deductions $__________ ... Read More

A New Breed of American Hero

On the Road to Financial Freedom By Walter Burch Spokane, WA - Imagine having a wife and five kids, living paycheck to paycheck,... Read More

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User Resources: Debt Help

Collection agency attorney pulling a credit report without permission before validating the alleged debt, prior to even sending out the 30 day debt...

Posted by

Can a collection agency, or attorney for a collection agency inquire into a credit report before validating the alleged debt, prior to ev... Read More

What are my options after the 30 day period with collections?

Posted by

It appears Sentry Credit "notified" me in July about a debt of $20,591.42 on a foreclosed home from the previous year. I was not aware of... Read More

Collection agency threatening to report to credit bureaus if not paid in full within 30 days

Posted by joejohnson

I sent collection agency request for validation. They responded with a letter showing itemized medical bill. Then they sent me another l... Read More

anxious out west

Posted by

I have A $220 medical debt from 2009, which i began paying off about 5 wks ago (dr.'s office agreed to $40 monthly payments). ... Read More

cell phone bill

Posted by

Hello I need some advice. I signed a cell phone contract in Nov and by dec when the bill came I could not pay it. I was silly to sig... Read More

out of the four cards which one is not and non installment debt

Posted by mvargas

Citibank Visa Card American Express Card Discover card or Jc panney care

I've been aware of the debt collection for more than 30 days...

Posted by jenn-o

Can I still use the debt validation process? Everything i read says that I would need to send a letter to the collection Agency wit... Read More

Considering filing Chapter 7-Cannot Meet Monthly Obligations

Posted by Deen

I have $48,000 in unsecured debt, payments of $1139/month, and can no longer meet these payments. I don't want to file Chapter 7, a... Read More

debt reported to credit bureau

Posted by mimusman

Delinquent Debt

Posted by debt_08

If a company charge off a deliquent dept and the collection agency sue to collect this debt?

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