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Basic Budgeting Worksheet
Posted by CreditLearningCenter.com
| Total Monthly Gross Income |
|
$______________ |
| - Taxes, Health Ins. & Other Payroll Deductions |
$__________ |
|
| - Savings, 401K, etc. |
$__________ |
|
| = Total Monthly 'Spendable' Income
|
|
$______________
|
|
____________________________________________________________________________
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| Housing Expenses |
Monthly Payments |
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| Rent or Mtg. |
$__________ |
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| Utilities |
$__________ |
|
| Insurance (set $ aside each month if paid annually) |
$__________ |
|
| Repairs (set $ aside for future expenses) |
$__________ |
|
| Taxes (set $ aside if paid annually) |
$__________ |
|
| = Total
|
$__________
|
|
| Car Expenses |
|
|
| Loan Payment(s) |
$__________ |
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| Gas |
$__________ |
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| Insurance (set $ aside if paid annually) |
$__________ |
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| Maintenance & Repairs (set $ aside for future expenses) |
$__________ |
|
| = Total
|
$__________
|
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| Debts |
|
|
| Creditor #1_____________ Balance_________ |
$__________ |
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| Creditor #2_____________ Balance_________ |
$__________ |
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| Creditor #3_____________ Balance_________ |
$__________ |
|
| Creditor #4_____________ Balance_________ |
$__________ |
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| (figure more on back if needed) |
|
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| = Total
|
$__________
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| Miscellaneous |
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| (Set $ aside each month for annual expenses, such as Ins.) |
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| Church Tithes & Offerings |
$__________ |
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| Other Charitable Contributions |
$__________ |
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| Groceries, Lunches, Meals Out |
$__________ |
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| Childcare |
$__________ |
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| School Tuition/Supplies |
$__________ |
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| Medical Bills and CoPays |
$__________ |
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| Prescription Medicines |
$__________ |
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| Pet Supplies & Vet Exams |
$__________ |
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| Entertainment, Cable, Video Rentals |
$__________ |
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| Club Dues (Homeowner's Assoc., Fitness, etc...) |
$__________ |
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| Newspaper, Magazine Subscriptions |
$__________ |
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| Clothing |
$__________ |
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| Haircuts |
$__________ |
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| Gifts |
$__________ |
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| Cash |
$__________ |
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| Other (continue on back if needed) |
$__________ |
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| = Total
|
$__________
|
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| Monthly Expense Totals |
|
|
| Housing |
$__________ |
|
| Car |
$__________ |
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| Debts |
$__________ |
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| Miscellaneous |
$__________ |
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| = Total Expenses |
$__________ |
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____________________________________________________________________________
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| Monthly Surplus or Shortage |
|
$______________ |
| (Total Spendable Income minus Total Expenses) |
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