Wednesday July 18, 2018

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Collection agency attorney pulling a credit report without permission before validating the alleged debt, prior to even sending out the 30 day debt validatin letter
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Can a collection agency, or attorney for a collection agency inquire into a credit report before validating the alleged debt, prior to even sending out the 30 day debt validatin letter? I am obviously concerned as I had not yet received their 30 day debt validation notification. Understanding that all collection efforts are to stop once the alleged debtor issues a debt validation dispute letter to the collector, or the collector's agent/attorney, correct, essentially violating the Federal Fair Debt Collection Practices Act, correct? Thank you for your response to this question. Howard

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