Hi.  I have approximately $260,000 from my home sale.  I am currently building a home that will have an approximate value of $420,000.  The early stages of construction have already been completed.  I have hired a builder to do the construction.  The appraised value should be about $550,000 when it is completed.  I will need to borrow an additional $160,000 to complete the home.  What type of financing should I ask for?  Under the new finance rules are their any surprises I need to know about?