Shocking Facts About Identity Theft
Every day at Credit Learning Center, we come across more and more folks who have been hit by identity theft. Here's a shocking number. An Experian/Gallup Poll now says that nearly one in five Americans have been victims of identity theft in one form or another! That's sounds awfully high to us, but if you take the broadest definition of identity theft, it makes a lot more sense. How about a stolen wallet, or your credit card info was used by someone else, or any of a number of other ways you could become a victim of identity theft.
The fact is, if you have been hit by identity theft in the past year or so, odds are you probably would not even know it. In many cases, victims of idenity theft are surprised to learn that the identity thief was actually a former friend or roommate, or a co-worker.
Unless you were monitoring your credit reports, you probably would not know that someone else opened up a credit card account in your name, and changed your address so the card arrived safely in their mailbox instead of yours!
Too bad they didn't pay their bills on time. Too bad they also messed up your credit.
Here is a great way to help you detect potential identity theft, to find out if someone has used your personal info without your authorization; applied for credit in your name, or changed your address to hide fraudulent charges: Get Your Free 7 Day Credit Monitoring
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Identity thieves have it pretty easy. Easy crime to commit, hard crime to prosecute, and it pays well. One of the worst things about identity theft is that it is silent crime that often goes undetected for a long time. In the meantime, a lot of damage can be done to your bank account, your credit, and your reputation. That is why it pays to know the early warning signs of identity theft.
It is a good idea to monitor your credit reports every day, check for any names or accounts you do not recognize, and suspicious new applications for credit in your name! It is one of the best ways you can detect potential identity theft sooner, rather than later. So how can you get the jump on identity thieves?
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During your free trial, you will get free email alerts if your credit changes on all 3 bureaus, Experian, Equifax, and TransUnion. Monitor your credit free for 7 days. What do you have to lose? You might even find out someone's been poking around your mailbox, your garbage, or even your credit card statements.