Identity Theft - Common Warning Signs of ID Theft - Part 3 (Audio)
Recognizing the early warning signs of identity theft can save you a lot of headaches down the road.
Let's review a few ofhe most common warning signs of identity theft:
- You open your mail and receive a credit card statement for an account you did not open.
- You discover an unauthorized "credit inquiry" on one of your credit reports indicating that someone has applied for credit in your name.
- A collection agency calls inquiring about a debt that is not yours, or you see a "public record" on your credit report that is totally unfamiliar to you.
- You're turned down on an application for a credit card, mortgage, or other form of credit due to unauthorized debts that appear on your credit report.
- You discover unauthorized charges you don't recognize on your credit cards, bank accounts, long distance bills, or other accounts.
- Your bank account has been drained or depleted.
- Your bank statement or credit account statements do not arrive on time. Treat this as a red flag! This is a sign that your personal information, including your address, may have been changed without your authorization to hide fraudulent charges.
Special Offer: Get Your Free Credit Report and Score and Daily Credit Monitoring Free for 7 days,