Identity Theft - 10 Ways to Prevent ID Theft - Part 2 (Audio)
Ask someone who's become a victim of identity theft, and it's likely you'll find out it's a nightmare that goes far beyond the monetary damages. It has more to do with struggling to get the the whole ordeal of identity theft behind you. From the first time you put a fraud alert on your credit reports, to when you try to convince the police department that you 're really the victim and not the criminal -- there is often a sense of frustration that goes along with identity theft that makes it unlike any other crime.
While there is no certain way to protect yourself against identity theft, there are some important steps you can take, and habits you can practice to improve your chances of avoiding idenitity theft.
What steps can you take to protect yourself against identity theft? This audio presentation presents some of the most important things you can do. Often when identity theft does occur, it may go undetected for a long period of time and, potentially the damage an identity thief can do will worsen over time because identity theft continues unchecked.
One of the best ways to detect identity theft as soon as possible is to monitor key changes on all three credit reports on a daily basis.
How could this help you discover identity theft?
If a person tried to use your personal information illegally to open up a credit card account in your name, credit monitoring could send you an email notification to alert you that a new application for credit was made in your name. Credit monitoring could also help you find out that a public record was filed in your name, or an unauthorized address occurred to hide fraudulent charges on one of your accounts. Credit monitoring cannot help you prevent identity theft, but it can certainly help you discover it as soon as possible.
The bottom line: Your credit report is constantly changing as new information is added to it. if information appears on your credit report that is incorrect, or the sign of fraudulent activitity, it's important to know about it as soon as possible.
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