Company Practices Regarding Your Privacy
We at CreditLearningCenter.com are committed to respecting your online privacy and recognize your need for appropriate protection and management of any information you share with us by using our web sites.
Information Collected by CreditLearningCenter.com
Non-Personally Identifiable Consumer Information
CreditLearningCenter.com collects various types of information from you to better meet your needs and to provide you with a more relevant user experience. Some of this information is collected automatically through cookies (a small text file placed on your computer) or other Internet tracking technologies. The type of information your browser or Internet session may automatically provide us with can include the browser you are using, your Internet domain, the operating system on your computer, your IP address and the URL you saw just before coming to the CreditLearningCenter.com site, the pages of the site you visited and the URL of the page you visited upon leaving the site.
CreditLearningCenter.com has a strict "anti-spam" policy for itself and its business partners and vendors. You will not receive CreditLearningCenter.com e-mails unless you submit your e-mail address to us or register on one of our websites to receive communications.
Personally Identifiable Consumer Information
In addition, at some of the CreditLearningCenter.com web sites, we collect information that you may choose to provide to us when requesting additional information from us or from one or more of our clients. Examples of personally identifiable data that you may provide to us include name, address, and email address. If you provide personally identifiable data to us, you may later elect to have your information deleted from our files, or kept from being used for purposes other than for the service requested, by following the opt-out procedures set forth below.
How Collected Information is Used
The non-personally identifiable information that CreditLearningCenter.com collects is used for marketing and sales efforts to better target advertisements and other content in an effort to create a more personally relevant experience. The information is also used to predict responses to advertisements, and to help determine which ads perform best and which content is most appropriate for different individuals.
If you elect to provide CreditLearningCenter.com with personally identifiable information, we may utilize such information for marketing purposes, and this use may result in follow-up communications from CreditLearningCenter.com and from our clients. In addition, that information may be combined with information collected from other sources to assist with targeting ads to your preferences and behaviors, and for other CreditLearningCenter.com sales and marketing efforts.
Sharing Information with Third Parties
All personally identifiable information you provide is maintained in confidence by CreditLearningCenter.com. There are instances, however, in which your personally identifiable and non-personally identifiable information is shared with third parties, as described below.
Your non-personally identifiable data may be shared with third-party partners of CreditLearningCenter.com on an anonymous basis.
When you request information from CreditLearningCenter.com or one or more of our clients, we may transfer that information within CreditLearningCenter.com or route your information to our client(s), across borders and from your country or jurisdiction to other countries or jurisdictions around the world, so that they may provide the information on their product or service that you requested.
We may also disclose information to a third party who provides substantially similar services as the original service about which you requested more information. In such situations, we will provide you with an opportunity to opt-out of such sharing. Please be aware that CreditLearningCenter.com is very careful in selecting companies with whom it does business.
In addition to the above situations where your information may be shared with others, there is also the possibility that CreditLearningCenter.com, or part(s) of the company, may one day be purchased by, or merged with, another company. In the event of such transaction, the acquiring (or merging) company will have access to all collected personally identifiable information.
Finally, CreditLearningCenter.com may share your information as necessary to comply with a court order or to cooperate with government and law enforcement officials.
Wherever your personally identifiable information may be held within CreditLearningCenter.com or on its behalf, we intend to take reasonable and appropriate steps to protect the information you shared with us from unauthorized access or disclosure. Please note that while CreditLearningCenter.com will make every reasonable effort to protect your information, no transmission of data over the Internet is 100% secure.
CreditLearningCenter.com may utilize cookies to collect information about your website activities and to recall the personal information you previously shared with us. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.
You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are visiting CreditLearningCenter.com web sites.
Personally Identifiable Consumer Information - Opting-Out
You may choose whether or not to provide personally identifiable information to CreditLearningCenter.com. If you choose to provide such information to CreditLearningCenter.com, you have the right to tell us not to make some of the uses of such information described herein or may have such information deleted in its entirety. If you no longer wish to receive our newsletters, surveys or promotional communications via email, you may opt-out without charge by clicking here http://www.creditlearningcenter.com/track/unsubscribe.php and following the instructions to unsubscribe. To have your personal information completely removed from our databases without charge, simply contact us at [email protected] and provide the name of the service for which information was provided, your full name, mailing address, phone number and email address so that we may identify you in the opt-out process. Once we receive your instruction, we will promptly take corrective action.
To the extent that you do provide us with personally identifiable information, CreditLearningCenter.com wishes to maintain the accuracy of this information. Where we collect personally identifiable information from you on the Web, our goal is to provide a means of contacting CreditLearningCenter.com should you need to update or correct that information. If for any reason those means are unavailable or inaccessible, you may send updates and corrections about your personally identifiable information to [email protected] and we will make reasonable efforts to incorporate the changes in the information that we hold as soon as practicable.
In compliance with the Children's Online Privacy Protection Act (COPPA), CreditLearningCenter.com is not structured to attract children. Accordingly, we do not intend to collect personally identifiable information from anyone we know to be under 13 years of age.
Refer a Friend
CreditLearningCenter.com may offer you the opportunity to easily notify a friend of the offer or information promoted on the site. If you choose to use our referral service to tell a friend about a CreditLearningCenter.com site, we will ask you for your friend's personally identifiable information, including name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. CreditLearningCenter.com stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.
Your friend may contact us at [email protected] to request that we remove this information from our database. Our one-time email to your friend will inform him or her of this fact.
19350 Business Center Drive, Suite 101
Northridge, CA 91324