Three Bureau Credit Report - Consumers can go online to get a 3 bureau credit report instantly online, upon verification of identity. The 3 bureau credit report, also known as a "tri-merge" credit report provides an easy-to-read, side-by-side comparison of all three of your credit reports from all three credit bureaus: Experian, TransUnion, and Equifax.
Why is it so important to review your 3 Bureau Credit Report? It is important to make sure all three of your credit reports are correct because when you apply for credit, you never know which of the three credit reporting agencies your lender will be using. In addition, you also can't be sure which credit bureau is reporting information on you from your separate credit accounts.
Staying on top of your credit can not only help you save a lot of money on financing charges, it can also help you detect an incidence of identity theft sooner, rather than later. That's why it is so vital to check your 3 Bureau Credit Report.
3 Bureau Credit Report Bottom line: Your three bureau credit report is important to check. When you receive your three bureau credit report you can also receive your credit scores from each of the three credit bureaus.