Friday November 16, 2018

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User Resources: Your Credit Report
dou...
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If a collection agency reports a item to a credit bureau can they wait until right before it is to be removed and report it to another c... Read More
About a THird party Collector and Attor...
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I sent a letter asking the third party the Weltman, Weinberg and Resis Co to prove to me that I owe the debit to them. They sent me something showing a old  Note Disclosure statement from original Creditor JPMorgan Chase and  a Loan Payment History Report. Now JP Morgan Chase went bankrupt and they were the original creditors. How can I tell the lawyer that is collecting a debit that it is still showing that I don't owe them anything just because they  brought the debit . What and how do ... Read More
same debt X5, same collection comp...
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How many times can one collection agency report same debt. Have a $50 collection five times on credit report. Did not even know about the debt.... Read More
payment of d...
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can debt collector report your debt to consumer reporting agency after agreeing to make payments ... Read More
unliquidated/non-judgment d...
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Landlord says I owe money for damages in addition to deposit and that debt will be turned over to collection agency.... I contested landlord's retention of my deposit, b/c I left the property in perfect shape and never paid the rent late.  Landlord is a thief.  My question is this:  Can landlord and collection agency report this alleged unpaid debt to c... Read More
Debt from another coun...
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Hi - Can a debt from Europe follow you to the U.S? I was just contacted by a collections agency  here int he U.S. regading unpaid debt in Europe. Can they report this to the Credit Beureo and threfore effect my FICO score? What are the rules about international debt? I have excellent credit here inthe U.S. and this old European debt is 18 years old - a gap loan I took while waiting for student loans to kick in... Read More
inquir...
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What information might you find in the Credit Inquiries section of the credit bur... Read More
Incorrect D...
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Does a collection agency have the right to repost a debt that they purchase and then post it with a current d...
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I have one debt that shows up 5 time in my credit report, each time with a different collection agency.  Is this allowed?  How can I minimize the damage, now that it ... Read More
credit reporting dispu...
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My leasing office for my apartment building has been reporting to the credit bureau that for the past 15 months I have been past due for $40.00 dollars. However they have made no attempt to notify me that i had the debt. I was even going to move out about 4 months ago completed the appropriate move-out paperwork and was still not notified at that time. when I contacted them about this there records indiacted i was past due for $22.66 which i paid immeadiatley. I also submitted a dispute to the credit bureau to have it adjusted but when the leasing office recieved the dispute from equifax they stated that the previous repoting was correct but the debt had now been paid.  What is my legal right to have this adjusted by my leasing company. How can they report information without being notified of o... Read More
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