Friday November 16, 2018

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User Resources: Your Credit Report
collection age...
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can a collection agency update your account every month at all three credit bureau's if the debt is paid and the account is a closed accoun... Read More
collection ...
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my credit rep...
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how do i dispute something on my ... Read More
can collection agency reported debt to credit bureau without first validate the debt with the deb...
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Hello and thank you for all the good work to help us navigate this collection agency uses of credit reporting.  I owed a balance on my tmobile account which was 380.  I had disputed some of the charges with Tmobile. I cancelled my account, and i made $200 payment towards the balance in dispute.  The amount I disputed was about $75 and i did this on phone with the Tmobile customer agent.  All of a sudden today, i was notified by the credit report monitoring service that a collection agency has reported negative info on my account.  They reported an amount of  $225.  I immediately disputed this with Xperian online that 1. The collection agency had not contacted me to validate the debt and balance.  2.  The collection agency report inaccurate balance.  What is your opinion on this.  T... Read More
One debt reported two times (Original Creditor & Collection Agen...
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Can the original creditor and the collection company both report the debt on your... Read More
Collection Agency Never Contacted Me, But Reported Me To Credit Age...
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So I received a email from my credit monitoring service stating that new information was reported on my credit report. When I go there, I find that a collection agency put something on my credit report, but I have no clue who they are and have never been contacted by them. Are they allowed to do this? I don't see how they can just put things on my report without even c... Read More
Recent credit rep...
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I recently got my credit report, and on there were two different items that did not tell me who listed the negative inquiries.  how do i find out who they are so I ... Read More
Credit rep...
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All of my info has been erased off of my credit report sometime in the last month. How d... Read More
...
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Mine is erased too and no one can figure it out. Does anyone know how... Read More
How many times can a single collections be put on a credit repo...
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How many times can a collection agency report a single debt on your credit report?I have two medical bills (that I have been disputing with the hospital for not billing my insurance first then providing me with the balance) that show up multiple times on my credit report, each month! It looks like I have many medical bills on collect... Read More
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