You can now receive a copy of your credit score online. Upon verification of your identity, your credit score and credit history may be viewed online. If you have ever used credit in the past, you most likely will have a credit report on file with each one of the three credit bureaus: Experian, TransUnion, and Equifax. These credit bureaus are also known as credit reporting agencies and your credit report is sometimes referred to as your credit files.
It is important that you check to make sure all of this information is correct, because incorrect data may mean that you are paying too much for credit. The information in your credit report determines your credit score and your credit score can cost you or save you a lot of money. Over the course of your lifetime, your credit score can actually help you save tens of thousands of dollars or much more, so you want to make sure your credit is accurate.
When you review your credit score and credit history, you should also take the time to check all areas of your credit summary: Personal Information, Payment History, Recent Inquiries, Credit Accounts, and Public Records. Any inaccurate info may mean you are paying more for credit than you should. Checking your credit report can also help you detect potential identity theft.
How to contact the credit bureaus online to file an online dispute form should you find info on your reports you believe is inaccurate.