Identity Theft is a major concern to consumers in the United States. You should check your credit reports on a regular basis, not only to make sure your credit is accurate so you get the credit you deserve, but also to help protect you against identity theft via early detection of possible identity theft.
There is a new law (FACTA) that gives you the right under law to receive your credit history from each of the three credit bureaus (Experian, Equifax, and TransUnion) once per every 12 month period. The website where consumers can receive these free annual credit reports is www.annualcreditreport.com
It is important to note that your free annual report does not come with a free score. Your free annual report also does not monitor key changes on all three of your credit reports on a daily basis, via email alerts.
To receive ongoing credit monitoring for all three bureaus you may enroll in one of the credit monitoring services.
You can get your free credit score, your actual credit rating that banks see and daily email credit monitoring alerts for all three credit bureaus free for 7 days through a special offer on this site.
What to do if you discover mistakes on your credit report(s)