You can get your Free Credit Report Online upon verification of your identity. The credit bureaus, Experian, Equifax, and TransUnion, will provide you with a free credit report online and a free credit score, upon verification of your identity.
Here's the way the offer works: If you sign up for a free 7 day credit monitoring trial, you will be able to get your free credit report online along with your free credit score. The good news is the service really is free for 7 days. If you continue on the credit monitoring program past the 7 day trial period, you will be billed $12.00 per month for every month that you stay on the monitoring service. It's actually a good deal. The fact is, there is no way you can monitor your credit reports on a daily basis without signing up for an ongoing credit monitoring service. You can get a free annual credit report from each of the three credit bureaus but the free annual credit report does not include your credit score, and you can only get your free annual report once per year, so it doesn't help you monitor your credit files on a day by day basis.
The credit monitoring service could be the best thing you do for your credit and your good name! Why? Because credit monitoring services monitor key changes on all three credit bureaus: Experian, TransUnion, and Equifax. And, by monitoring key changes on all three of your credit reports, you could detect an incidence of identity theft sooner rather than later. Ask anyone who has been a victim of identity theft and most likely they will tell you what a nightmare identity theft is. You may spend many hours, weeks, and months trying to clear things up with your creditors and trying to clean up your credit report. Many people who have been victimized by identity theft say the crime is much more than just an annoyance. In reality, victims feel like they were emotionally assaulted.
Get more information on identity theft and identity theft protection, including common warning signs of identity theft.