Saturday July 29, 2017

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How does the Free Credit Score Work?
Posted by CreditLearningCenter.com

The Free Credit Score, and Free Credit Monitoring Special Offer available through this site gives you the perfect opportunity to become an expert on your own personal credit. You get unlimited access to your credit report and credit score, and daily monitoring of all three of your credit reports Free for 7 days, no obligation. This special offer can help you track your credit, try for better deals and save money on everything from a home or refinance, auto loan, insurance rates, even credit cards. It can also help you detect potential identity theft, which is a major benefit of daily credit monitoring.

In a recent Gallup/Experian survey, 20% of Americans say they have become a victim of Identity Theft. While this includes all cases of identity theft, some more serious than others, there is no question that identity theft is a major crime that has become an epidemic that turns the lives of its victims upside down. By monitoring all 3 of your credit reports (Experian, TransUnion, and Equifax) every day, you have the peace of mind that comes from knowing all 3 of your credit reports are constantly being monitored for potential signs of identity theft. Experience what it feels like to know that you're now in control of your credit at all times.

Here's what you'll get through this Free Special Credit Score Offer:

  • Your Free Credit Summary or Credit History

See the same information lenders see, in an easy-to-read and easy-to-understand format! Check to make sure your credit report is accurate. Since the information in your credit report determines your credit score -- and your credit score can cost you, or save you, alot of money, check it carefully! Make sure all the Personal Information is correct. Make sure no other names are being confused with yours. Check the section on Account History and make sure all of the accounts are truly yours, and the payment status information is correct as reported! Check the Public Records on your credit report. Don't overlook this section, because public records (like liens, judgments, bankruptcies, etc.) remain on your credit report for 7-10 years! Then, check your Account Inquiries section. This section lists everyone who has requested a copy of your credit report over the past two years. Pay close attention here! If you see an account inquiry that is not familiar to you, it may be a sign that someone else has applied for credit in your name, and you need to take immediate steps to make sure you have not become a victim of identity theft.

  • Your Free Credit Score

You'll be able to instantly check your credit score and make sure your credit score is in shape BEFORE you go for a home loan or refi, car loan, or other financing! Over time, protecting your credit score can help you save tens of thousands of dollars!

  • Free 7 Day Credit Monitoring of all 3 Credit Bureaus (Experian, Equifax, and TransUnion)

Daily credit monitoring provides you with email alerts every time a key change pops up on any one of your three credit bureaus (Experian, TransUnion, Equifax). So, this means you are kept on top of your credit reports via daily emails in your inbox whenever a key change occurs! What is a key change? A key change is defined as a change that occurs in any one of the key areas of your credit reports on all three bureaus. Suppose someone changes the contact info in the Personal Information section of your credit report, possibly to hide fraudulent charges. With an email alert, you can be informed of this virtually immediately. Suppose new Payment History data is added to one of your credit reports. You'll see it quickly so you can check to see if the new info added is correct or not. It's a great way to put you in control of your credit!

What's The Bottom Line?: You Get Your Free Credit Score, and Free Credit Monitoring for all three bureaus (Experian, Equifax, TransUnion) Free for 7 Days. There is absolutely no obligation to continue past the free trial period! You get to decide whether you want to continue. It is your choice. When you continue, it's only $12. per month to receive the complete free credit score, free credit report, and free monitoring program! Isn't that a small price to pay for something that could save you tens of thousands of dollars or more and help you detect identity theft?

Try it out for Free

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