Why aren't my three credit reports all the same?

Posted by nnorling39

Add a Comment - Send to a Friend - Ask a Question - Share a Story - Print this Page

Credit Quick Links
Getting to Know Your Credit Score
Secrets to Good Credit health
Check Your Credit Report and Score

Some creditors report to single bureaus while others report to multiple bureaus. Generally, larger credit accounts like mortgages, auto loans, and refinances will report to all 3 major credit bureaus, Experian, Equifax, and TransUnion.<br><br>To find out exactly which credit bureau your lenders or creditors are reporting to, you can get a 3 bureau credit report, also known as a tri-merge credit report, and you can compare your credit file side by side.<br><br>Visit the following link to view your <a href="http://www.creditlearningcenter.com/sponsored_offer1.php">3 bureau credit report and score</a>

Comments - Add a Comment

CreditLearningCenter.com says:

Creditors will use different bureaus to file reports regarding your personal information, account history and balances, payment history, and much more. Since one creditor may file with TransUnion and another with Experian or Equifax - you need to review all three of them to get your total picture. It's important to note, too, that lenders will often use only one of the three bureaus in reviewing your application - so, again, you need to make sure all three are correct because you don't know which bureaus lenders will use!

Fri Jan 12, 2007 12:41:58 PM

impala_girl27 says:

I want to know which credit card lender report to all three credit report monthly? how can i find out which lender use to report to which credit report?

Sun Jan 27, 2008 10:09:20 PM