Saturday December 15, 2018

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Collection Reporting on Credit Report Question
Posted by zeus29

Hello, I have a collection that has been out since 2003.  The collection agency is now reporting it twice on my credit report indicating that the same debt happened in May 2003 and June 2008.  This is incorrect it was May 2003.  Can they keep two of the same collections (it is only one but they are reporting it twice) is that legal?  Secondly is it true if I contact the collection agency about my debt that they can extend seven years on my credit report since they will say there has been account activity since the original collection in May 2003?  I would like to settle this debt, but don't want them to be able to keep reporting this debt for the next 7 years.  Am I correct that this collection leaves my credit report in May 2010? Thank you

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