Do you know if paying additional principle on crdit cards instead of just the minimum payment improves credit FICO scores?
If so, is there a minimum extra amount that must be paid to be reported as additional principle.
Here's what I do each month for example; mimimum due: $212
I write check our for next highest divisor of 5. check is for: $215
So, I just paid an additional $3 toward principle. HELPING FICO??