Now we want to buy a condo and this collections item is hurting my credit score. What should I do?
I have an item on my credit report on one of the three bureaus (Equifax) that is not correct. It is a collection on a hospital bill that was mishandled by the hospital. My husband is in the U.S. military in Germany. Our family has 100% coverage on all medical expenses. On one of our trips back to the states, I had to go to the ER and there was a $600. bill. The hospital mistakenly submitted the bill to the U. S. based military insurance company, when they were supposed to have submitted to the European-based company that insures the U.S. military. Because of this mistake, the claim was denied and eventually the bill was sent to collections. I have called the hospital to have them resubmit, but they won't resubmit because it is already in collections, even though it was their mistake. Now we want to buy a condo and this collections item is hurting my credit score. What should I do?