Thursday November 15, 2018

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Now we want to buy a condo and this collections item is hurting my credit score. What should I do?
Posted by jamieg

I have an item on my credit report on one of the three bureaus (Equifax) that is not correct.  It is a collection on a hospital bill that was mishandled by the hospital.  My husband is in the U.S. military in Germany.  Our family has 100% coverage on all medical expenses.  On one of our trips back to the states, I had to go to the ER and there was a $600. bill.  The hospital mistakenly submitted the bill to the U. S. based military insurance company, when they were supposed to have submitted to the European-based company that insures the U.S. military.  Because of this mistake, the claim was denied and eventually the bill was sent to collections.  I have called the hospital to have them resubmit, but they won't resubmit because it is already in collections, even though it was their mistake.  Now we want to buy a condo and this collections item is hurting my credit score.  What should I do?

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