A sales rep at one of the satellite TV companies says they will submit an inquiry to the credit bureau(s) if I apply for their service. He described the inquiry as a "four-point utility ping," with utility meaning "like the electric company" and implicitly not having a negative effect on my credit score. I didn't get an explanation of the "four points." Can anyone clarify the meaning of these terms and explain their significance with regard to my credit score? Thanks.