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Thursday March 11, 2010

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Consumer Resources: All Categories

"The Truth About Your Free Credit Report...
Your Right to a Free Yearly Credit Report Under the Law...Are you confused about free credit reports,... Read More

Need a Bad Credit Loan?
If you're overwhelmed by credit card debts, medical bills, or other unsecured debts and tempted to go for a... Read More

She Applied for Credit and Got Burned by...
Recently we spoke to a victim of identity theft who agreed to share her story. In many ways, it's like tho... Read More

How does the Free Credit Report Work?
The Free Credit Report, Free Credit Score, and Free Credit Monitoring Special Offer available through this ... Read More

Your Credit: Know Before You Go!
How's your credit? Here's why it's important to know BEFORE you go for a home loan or refi, auto loan, per... Read More

Credit Cards-What's Your Best Deal?
It pays to search for the best deals on credit cards. With some due diligence online you can sur... Read More

CreditLearningCenter.com Reports On Cred...
Los Angeles, CA November 10, 2006 CreditLearningCenter.com, a consumer website hich helps consumers u... Read More

CreditLearningCenter.com Releases Free C...
Los Angeles, CA February 2, 2007 ... Read More

Identity Theft-Finally Some Good News!
Once you get the facts on identity theft, you'll want to monitor your credit 24/7, and enjoy the peace of m... Read More

The Silent Force Lurking Behind Credit C...
The Silent Force Behind Your Credit Card Offers (Part 2: Credit and Debt in America) Ever wonder how you ... Read More

How to Become a Personal Credit Expert i...
If you are somewhat unfamiliar with your credit report or your credit score and you understand how importan... Read More

Identity Theft Victims Aren't Laughing
You have probably seen those Citibank commercials with the two old ladies having a good old time chatting, ... Read More

Shocking Facts About Identity Theft
Every day at Credit Learning Center, we come across more and more folks who have been hit by identity theft... Read More

Getting Your Free Credit Score
It is very important for you to check your credit score often, as your three-digit credit score is the numb... Read More

Free Credit Report
It is very important for you to check your credit report on a regular basis. Not only can it help you get t... Read More

What's a Good Credit Score?
Your credit score plays a very important part in your finances. Today, more than ever before, your three di... Read More

Credit Report
Your credit report is a very important part of your financial future. Many people don't realize just how im... Read More

Free Credit Report Online
You can get your Free Credit Report Online upon verification of your identity. The credit bureaus, Experian... Read More

Free Instant Online Credit Report
A Free Instant Online Credit Report is available to consumers 24 hours a day, 7 days a week. While consumer... Read More

Free On Line Credit Report
A Free On Line Credit Report is available to consumers, along with a free credit score when you sign up for... Read More

Credit Reporting Agencies
Credit Reporting Agencies (or CRAs) are also known as credit bureaus. The three major credit bureaus are Eq... Read More

Credit Reporting
The credit reporting agencies, or credit bureaus, play an important role in our finances. Experian, TransUn... Read More

Copy of Credit Report
You can now receive a copy of your credit report online. Upon verification of your identity, your credit re... Read More

Instant Credit Report
The term "instant credit report" is a subjective term. There is no such thing as an instant credit report b... Read More

Checking Your Credit Report: Credit Smar...
When is the last time you took a few minutes to check your credit report? Two minute or so that you spend t... Read More

How to Get Your Online Credit Report
Consumers who want to receive an online credit report can go online and get reports from all three credit b... Read More

Checking Your Personal Credit Report
A personal credit report refers to a credit report that is produced for a person, an individual, as opposed... Read More

Free Annual Credit Report
Identity Theft is a major concern to consumers in the United States. You should check your credit reports o... Read More

How to Contact Credit Bureaus
Consumers who want to repair their credit report today have a convenient way to check their credit, and sho... Read More

Checking All 3 Credit Bureaus Instantly
Consumers can go online to get a 3 bureau credit report instantly online, upon verification of identity. Th... Read More

Want a Higher Credit Score? Here's How
If you want to raise, or boost, your credit score, we have some good news for you: Everything you need to d... Read More

Your Credit Score: How Much is at Stake...
You can order an online credit report and a credit score. Upon verification of your identity, you can view ... Read More

How the 3 Credit Bureaus Compile Your Cr...
Your credit history is maintained by all three major credit bureaus: Experian, Equifax, and TransUnion. The... Read More

Only You Know If Your Credit Report is A...
You might be surprised to learn that noone checks your credit for accuracy except you! Credit reporting ser... Read More

Correcting Errors On Your Credit Report
If you want to fix your credit report, here is the most important thing for you to know: You can do it your... Read More

Hey My Credit Score is Higher Than That....
It's important to know what is in your credit reports for all three credit bureaus. Here's Why: Some... Read More

Why Check Your Credit Report
A free personal credit report is available to consumers, along with a free credit score when you enroll in ... Read More

Personal Finance
Staying on top of your personal credit is one of the most important things you can do to help secure your f... Read More

Credit Counseling
It is important to use credit wisely. "If you do get in over your head, know that you are not alone. There... Read More

Your Credit Report Audio Feature (Audio)
Your credit history is maintained by all three major credit bureaus: Experian, Equifax, and TransUnion. The... Read More

Monitoring Your Credit (Audio)
It is important for you to monitor your credit on a regular basis. Why? To make sure the information in y... Read More

Getting Past Debt Worksheet
Month ________ Year ________ Use this worksheet to manage your creditors and debts ea... Read More

Basic Budgeting Worksheet
Total Monthly Gross Income $______________ - Taxes, Health Ins. & Other Payroll Deduc... Read More

A New Breed of American Hero
On the Road to Financial Freedom By Walter Burch Spokane, WA - Imagine having a wife and five kids... Read More

Top 10 Worst Credit Card Company Practic...
The following list will come as no surprise to those of you who have felt the sting of credit card industry... Read More

Fight Back!
Here's What You Can Do:Avoid common credit card traps.Avoid credit cards with Universal Default clauses, Do... Read More

Step-By-Step Credit Report Review and Di...
Upon verification of your identity, you can get your credit report online, or you may get your 3-in-1 Credi... Read More

Is Your Credit Accurate? Only You Know ...
It is very important to check your credit reports on a regular basis to make sure everything is accurate!Wh... Read More

Have you checked your Credit Report?
Consumers can now receive a free credit report from each of the three credit bureaus once every 12 months u... Read More

Your Credit Score Is a Valuable Asset
Have you noticed how much attention is paid these days to credit scores? What is a good credit score? ... Read More

3 Bureau Credit Report
Three Bureau Credit Report - Consumers can go online to get a 3 bureau credit report instantly online, upon... Read More

Buying a Home? Here's 11 Keys to Know
As you begin your home-buying search in earnest, and look at available financing options, here are some of ... Read More

Identity Theft - ID Theft Victims: Steps... (Audio)
What steps should identity theft victims take? Contact one of three credit bureaus to place a fraud a... Read More

Identity Theft - What to do if Private I... (Audio)
If your personal information, such as your social security number, or other identification has been lost ... Read More

Identity Theft - Common Warning Signs of... (Audio)
Recognizing the early warning signs of identity theft can save you a lot of headaches down the road. Let... Read More

Identity Theft - 10 Ways to Prevent ID T... (Audio)
Ask someone who's become a victim of identity theft, and it's likely you'll find out it's a nig... Read More

Identity Theft - The #1 Crime in America... (Audio)
Walter Burch discusses the #1 Crime in America, Identity theft, and how to protect yourself.

What's in Your Credit Report? (Video)
Walter Burch discusses the information in your credit report and how you can review it. The information... Read More

Understand Your Credit Score (Video)
On this video, Walter Burch discusses the various categories of information that are contained in credit ... Read More

Establishing Credit (Video)
Walter Burch discusses how to establish credit. Even if you normally pay for purchases using cash or... Read More

Buying a Car? Read This First!
Here are some tips to help you get the best deal on a new or used car. Most people are all too familia... Read More

Can you do your own Financial Planning?
Some personal finance software packages, magazines or self-help books can help you do your own financial pl... Read More

What You Should Know About Financial Pla...
You may have come across the term "financial planning" recently and wondered what it means. You may have de... Read More

10 Questions to Ask When Choosing a Fina...
You may be considering help from a financial planner for a number of reasons, whether it's deciding t... Read More

Differences between Financial Planners a...
Short and long-term financial planning is an important part of building a solid foundation for a strong fin... Read More

Save Time and Money - Shop for Insurance...
"Online May Be the Best Policy" Today's consumers enjoy a major buying advantage over shoppers of years p... Read More

Do Credit Scores Affect Insurance Rates?
You may not be aware of it, but in more and more states, insurance companies are taking a close look at you... Read More

3 Steps to Saving Money on Your Home
Regardless of your credit standing, lenders are aggressively competing for your business. So how do you sav... Read More

ID Theft Facts and Laws
Identity Theft is the fastest growing crime in America with millions of Americans victimized each year, cos... Read More

Get your 3 in 1 Credit Report
There are three major credit bureaus that maintain credit files on consumers. These bureaus are Equifax, Tr... Read More

Identity Theft Victims: Immediate Steps ...
Note: If you should become a victim of identity theft refer to "Identity Theft Victims: Immediate Steps" Th... Read More

What To Do If Your Private Information i...
If personal information, your social security number, or other identification has been lost or stolen, it i... Read More

7 Common Warning Signs of Identity Theft
What are some of the common warning signs of identity theft? The warning signs of identity theft may be o... Read More

10 Ways to Help Prevent Identity Theft
Identity Theft has been called "the fastest growing crime in America" affecting millions of Americans each ... Read More

5 Debt Management Options
Today, consumer debt has reached record levels. Credit card debt, specifically, has grown to the point that... Read More

Understand Your Credit Score
When you're applying for a home loan or refinance, auto loan, or even credit cards, it pays to know your cr... Read More

How Do Banks and Lenders Look at You?
What's really at stake when you apply for financing? Essentially two things: Whether you get approved f... Read More

7 Steps To a Higher Credit Score
Your credit score could cost you, or save you a lot of money. Fortunately there are several key steps you ... Read More

Secrets to Good Credit Health
You are in charge of your own credit, your credit report, and your credit score. It is important to mainta... Read More

7 Basic Steps to Help You Establish Cred...
Here are Seven Basic Steps to help you establish credit: One way that you can begin to establish credit... Read More

The Importance of Establishing Credit
Establishing credit and good credit habits is very important. Getting started off on the right foot can not... Read More

Why Establish Credit?
Even if you normally pay for purchases using cash or checks, you still should know the necessary steps to e... Read More

What's in your Credit Report?
A free personal credit report is available to consumers, along with a free credit score when you enroll in ... Read More

Interest Rates: How High Can They Go?
The amount of interest that credit card companies can charge cardholders is determined by state laws where ... Read More

What's the Deal With Two-Cycle Billing?
Beware of credit card companies that have two-cycle billing. Here's how it works: Most banks normally calcu... Read More

Why are Credit Card Companies Coming Und...
Increasingly, credit card companies are being accused of predatory marketing and business practices. Market... Read More

Credit Cards-Compare Best Offers
How many credit cards do you carry? Are you paying too much? Be smart when it comes to credit c... Read More

Compare Credit Card Offers Online
The number of credit card offers is staggering. So how do you separate the good deals from the b... Read More

Checking Your Credit Report and Score
If you're checking your credit report or credit score for the first time, it might be helpful for you to ch... Read More

Why Monitor Your Credit
Why monitor your credit? One of the most important things you can do as a consumer to get the credit you d... Read More

Nine Ways to Protect Yourself From ID Th... (Video)
Identity Theft has been called "the fastest growing crime in America" affecting millions of Americans each ... Read More

Fair and Accurate Credit Transactions Ac...
The Fair and Accurate Credit Transactions Act , or FACTA, was passed by Congress in December to help consum... Read More

Take the Quick Credit Quiz
Take the Credit Quiz! How much do you know about your credit? Your credit report, and credit score ... Read More

How Your Credit Report = Your Credit Sco...
Do you know your credit score and do you know how the data in your credit report is "weighted" to determine... Read More

Why You Shouldn't Close Old Accounts (Video)
Will closing old accounts help your credit score? Many people, when reviewing their credit reports,&nbs... Read More

4 Home Loan Questions to Ask
Knowing the right questions to ask can help you make the right decision on a dome loan: Here's four th... Read More

Home Equity Loans: What You Need to Know
Are you considering a home equity loan? Here are some important things to keep in mind: Home Equity L... Read More

Debt Consolidation
Debt Consolidation Loans Debt Consolidation Loans are loans in which the borrower obtains one loan, and us... Read More

Is a Fixed Rate Home Loan For You?
Here's a quick review of the pros and cons of fixed rate mortgages: Fixed Rate Home Mortgages Loan loans... Read More

Why Go With an ARM Mortgage?
It pays to understand the pros and cons of adjustable rate mortgages: Here's a quick study: Adjustable Ra... Read More

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User Questions and Answers: All Categories

my credit score
i would like to know my credit score without paying online

Interest Rate
I want to lower the interest rates on my credit cards. What is considered a good rate to request?

accidental loan application
I was shopping for a new car a few weeks ago and spoke with the financial officer at the dealership about d... Read More

im a minor i need some help please!!!
I am a minor and need to know about my credit report and score because my mother illegally used my Identifi... Read More

How old is too old?
I had a credit card that defaulted 12 years ago. I received a call at my work number from a collection agen... Read More

debt
How long after all my debts are paid should i be able to buy a home?

Reported to Credit Bureau
I had a debt, owed to an apartment complex for carpet damage that I was in disagreement on, I didnt b... Read More

Car Loans
My credit score recently decreased 70 points in one month after paying off a car loan ahead of schedule. Is... Read More

dept relief
does partisipating in a dept relief program hurt my credit report/score?

very urgent
I have requested a collection agency West Assest Management to removemy dispute that I made on Oct. 14, 200... Read More

Destroy credit
How soon can collection agency report you after they get you account?

changing the co-signer

Creditors and Collection Agencies
If I have a Credit Card that was charged-off and then sold to a Collection Agency, is it legal for BOTH the... Read More

Does your credit score affect the loan amount for a home loan?
The three credit reporting agencies have 3 different scores: 0, 582, & 680. I need a loan to buy ... Read More

Verification of debt from debt collector

Collection Agencies monthly reporting to the bureaus
I received a letter from a collection agency in May 2009. The letter stipulated who the original creditor w... Read More

Collections and Remove from Credit Report
A Pest Control Company did some work for us summer of 2008 and then out of no where we recieved a collectio... Read More

Health Insurance
Two medical bills I was disputing with my Insurance Carrier were turned over to a debt collection agency.&n... Read More

collection company not my bill
Asset Acceptance has at&t bill on my credit report. Ihave never had at&t, they have no record of it... Read More

Apartment "Debt" Trouble
Hi, I hope someone can give some suggestion how to deal with this. Here is the story. I came to US to wor... Read More

kids
My purse was stolen and my two childrens ssc were in my purse, how do i put an alert on their numbers?

Can a collection agency report debt on a credit report as revolving credit?
I'm running in circles here... Cavalry Portfolio Services is reporting a coll... Read More

Interest Rates
when the Feds decide to raise interest rates, will credit card interest rates go up as well?

How to report seller financed home mortgage
Is there a way a home seller reports the loan payments of the new home owner/borrower to credit reporting a... Read More

credit report payoff
I want to pay off a bill on my credit report for $150.oo, how long before it will showed paid on my credit ... Read More

Re-reporting of previous debts
I have several credit cards that should have been removed from my credit report years ago but these old dis... Read More

HELP PLEASE
I APPLED FOR A CREDIT AND IT SAID I WOULD BE SENT A LETTER IF I GOT APPROVED OR NOT, BUT THE THING IS I ACC... Read More

Credit Limit
I recently paid off a balance on my credit card. Should I have the credit limit lowered just to keep ... Read More

Debt Collections
Can any third party collections agencies that buys a bad debt report it to the credit bureau if i... Read More

nothing on my credit history
I went to refinance a car today at a new low interest rate my bamk was offering and I had no history! ... Read More

credit report for minor child
How do I get a credit report for a minor child?

Being Suit by CC company
Due to a car accident, I want not able to pay my credit card. 2 of the credit card company filed law suit a... Read More

Repossession
I cosigned for my daughter to get an SUV and it was repossed. It is on my credit report and is hurtin... Read More

Credit score
I am 17 and cant figure out how to check my credit score. I dont have a credit card but i owe banks money. ... Read More

red flags
when will the collection angency inform the credit bureau that i've paid my debts?

Credit repair question
Good morning, I am in the process of working on cleaning up my credit. I currently have good account... Read More

ERSI Collection Agency
I received a letter from ERSI stating that they purchase a debt I had from a credit card company from 16 ye... Read More

AMEX
My AMEX interest went from 7% to 27%, without letting me know, and if this is not enough I received another... Read More

help
I need help in proving that my ex stold his sons social security number. What can I do?

credit reporting and collection agency
If a debt goes to a collection agency and you make monthly payments, does the collection agency report... Read More

Not collections but collections
Hello, I have a "lease" for a point of sale machine through Merimac Leasing. A year ago I switched ba... Read More

credit score for home loan
which credit score is used to qualify for a home loan

won that I won
I have a check that says deposit in to my account. But I don't want to deposit this check and they ta... Read More

need advice
I was renting a home. My Landlord ask me if my husband and I would like to buy the home when our... Read More

Reported late even though I had a credit
I set up automatic payments for my credit card. For awhile I didn't use the card but continued to pay... Read More

Are collection agency required to report payments to credit bureaus?
I'm in the process of entering a repayment agreement with a collector. It will take me approxima... Read More

Can $30 be reported to the credit reporting agencies?
I have a dispute with my former cable company for $30 - can they report this amount to the credit reporting... Read More

Credit Score
I ordered my 3 in 1 credit report and scores two week prior to me applying for an auto loan. When I a... Read More

Minor Credit Report
My Daughter is currently recieving Phone calls from credit card companies sating she owes money on credit c... Read More

credit scores
I was told that a 30 day late could drop my credit score about 25 points initially and then get less and le... Read More

C/C company reporting without consent?
My fiance applied for a C/C 3 months ago. She included my name as a 2nd card holder. I was in t... Read More

Will paying the minumum payment for my credit card bills, lower my credit s...

paying the minumum

Repairing My Credit
I am looking at purchasing a car and wanted to start looking at my credit. When doing so, I found tha... Read More

Just beginning using Credit
What are the best ways for someone who is just starting out with no credit at all to build a credit score t... Read More

limited credit
When i try to get a loan for somethin everybody says i have a decent credit score but limited credit how ca... Read More

when apartments check your credit
if you apply for an apartment and they ask you for an apllication fee to check your credit and backround wi... Read More

credit problem
While making payment or setup an payment plan with your collection agency, can a collection agency report t... Read More

cancelling a credit card
If I cancel some credit card with zero balances will that lower my credit score or put a mark against me

Misreporting by a collection company
Can a debt collector that supposedly purchased a debt that is in your name continue to keep reporting it as... Read More

more credit cards or ligher limit
Is it better to have more credit cards, or should I increase my limit on the few credit cards i have?

Definition of "Validated"
Hello... My name is Calvin and I would like to know what is the true definition for a collection agency to ... Read More

Collection Agency and the Credit Bureau
To make a long story short. Emergency room visit turned in to 4 separate charges. I have been m... Read More

test
test

parents using minors name for bils?
if my parents used my name when i was a minor for their bills how could i get it removed from my credit his... Read More

costs
how much does your service costs?

out of the four cards which one is not and non installment debt
Citibank Visa Card American Express Card Discover card or Jc panney care

credit report shows inaccyrate info

name removal from auto loan
how can i remove my name as a co borrower on an auto loan

auot loan
how can i remove my name as a co borrower on a auto loan

car question
I put a car in my name (joint) for my mother six yrs. ago. After it was auction off she owed about 8000, a ... Read More

New Credit Score Calculation?
I recently used AnnualCreditReport.com to obtain yearly reports for myself and my wife. One of the Big 3 (I... Read More

home loan
I bought a home with an ex fiancee, he has the home and I need to know how to get my name off of the loan, ... Read More

My mother never paid my medical bills-- how can I fix this?
I recently found out that my mother did not pay a single medical bill that I've accrued since I was 13-- I ... Read More

I've been aware of the debt collection for more than 30 days...
Can I still use the debt validation process? Everything i read says that I would need to send a lette... Read More

Taking Over a Credit Card
My father recently passed away and as the Executor I have the option to take over his credit card. I know h... Read More

Effect of Canceling a CC on your Credit Score
I have a high balance credit card that I am paying off. Will it negativley impact my credit score if I canc... Read More

Credit gone bad
I have a past credit card that I didn't pay and don't intend to pay because an ex of mine used it but the o... Read More

Unique home loan in current market
Hi. I have approximately $260,000 from my home sale. I am currently building a home that will h... Read More

Considering filing Chapter 7-Cannot Meet Monthly Obligations
I have $48,000 in unsecured debt, payments of $1139/month, and can no longer meet these payments. I d... Read More

Fraud Alerts
Does a froud alert hurt your chances of getting a loan, or your credit score.

Debt not reported
Allied Interstate has been leaving automated messages on my answering machine for six months. I have not co... Read More

Ratings
If a debt was paid and is at r9 does this change at all or are you stuck with that number for six years? Ho... Read More

Reg : Removing of lock in period of home loan
2 years back I have taken a home loan from private finance company the rate of intrest is 14 % and lock in ... Read More

what does the credit card relief companies do to your credit report?

what to do if a collection agency has reported to the "credit bureaus"
I recently found that a credit agency had contacted the credit bureau. I was unaware that there was a cr... Read More

derogatory items
On my credit report I have a few items that are paid and state paid but the condition is still listed as de... Read More

Paid Debt not being reported
My husband had paid several thousands of dollars to clear his debt. The companies stated that it would take... Read More

help free my credit
my credit has been blocked by equifax and now i can not use my credit what can i do

No Credit At All!
If you do not have a credit history and you apply for numerous credit cards or credit financing in a short ... Read More

debt reported to credit bureau

Collection Reporting on Credit Report Question
Hello, I have a collection that has been out since 2003. The collection agency is now reporting it tw... Read More

EVERYTHING STOLEN AND NOW MY 6 YR OLD DAUGTHER'S SSN MAY HAVE BEEN USED
HOW DO I GO ABOUT FINDING OUT IF HER SSN HAS BEEN USED, IT'S ALREADY HARD ENOUGH TRYING TO PROVE AND ... Read More

natchamps98
I have a 17 yr old daughter and her mother used her name to get credit cards and now my daughter has bad cr... Read More

Chuck
How can I find out if my 2 daughters identity has been stolen ?

? credit and cellphone bill
i just want to know if i don't pay a cellphone bill if it would affect my credit? the cellphone company all... Read More

Refinance high interest or eliminate car loan
My interest rate is 24% and after 2yrs of paying on this car I still owe double what it's worth. What can I... Read More

FEELING HAUNTED BY OLD CREDIT HISTORY
IN THE PAST I HAD TERRIBLE CREDIT HISTORY. IN THE LAST TWO YEARS, MY CREDIT IS VERY GOOD. THAT IT SEEMS TO ... Read More

ID theft detection
I recently applied online for a capital one small buisness credit card. After submitting the applicat... Read More

Mr. Williams
Is there a way to get repossesions, bankruptsies, or foreclosures off your credit. If so how!

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