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Credit Scores
Maintaining good credit habits can improve your credit score and save you thousands of dollars! Learn how to increase your credit score.

Credit Reports
Your credit report will have a direct impact on your credit score. Reading your credit report.

Featured Resources

The Silent Force Lurking Behind Credi...

The Silent Force Behind Your Credit Card Offers (Part 2: Credit and Debt in America) Ever wonder how you ... Read More

Monitoring Your Credit

It is important for you to monitor your credit on a regular basis. Why? To make sure the information in y... Read More

Your Credit Report: What You Need to ...

Your credit report is a "report card on your personal finances." It's one of the most important report card... Read More

Your Money Matters

User Questions and Answers

Collection Notice For Late Cell Phone Bill

Posted by bbonilla

I received a collection notice for a cell phone I canceled. I responded to the letter within the 30 days l... Read More

Finance Charge or Interest Charge?

Posted by mavorinejohnson

As of the present date, all of the credit cards in my name access a finance charge and also an APR. What h... Read More

My Credit History Was Erased

Posted by floridamom

Sometime in the last 3 days, my Experian credit history (660 credit score) disappeared. I have a copy of m... Read More

What's a Good Credit Score to Purchase a Home?

Posted by BONY16

How high should my credit score be to purchase a home?There is no absolute standard for what a credit score... Read More

Reporting to the Credit Agencies

Posted by djones

Can an individual make a negative report to the credit agencies?