The amount of interest that credit card companies can charge cardholders is determined by state laws where the credit card company is located. Even states that try to pass laws that limit the amount of interest a credit card company can charge find that companies relocate their operations to states with higher allowable interest rates - states with relaxed restrictions like Delaware or South Dakota.
If you would like to petition congress to restrict credit card companies from engaging in predatory marketing and business practices, you may visit the following website to officially file your petition online: thepetitionsite.com
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