Sunday May 22, 2022

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"The Truth About Your Free Credit Report"
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Your Right to a Free Yearly Credit Report Under the Law...

Are you confused about free credit reports, free credit scores, credit monitoring and consumers legal right to free credit information? This brief feature has been prepared by the editor of to clarify the matter!

Every consumer is entitled to a free credit report from each of the three credit bureaus (Experian, Equifax, and TransUnion) once every twelve months. These free yearly credit reports do not include free credit scores or ongoing credit monitoring. These free annual credit reports are available through the website

Free Credit Monitoring Trials Include Free Credit Reports and Scores

Other companies who offer a free credit report and credit score typically provide consumers with a free 7 day trial that includes a free credit report and score and daily credit monitoring. Individuals who sign up for these services are normally required to provide a credit card at the time of trial enrollment. Burch said that it is important for consumers to understand that while the credit reports, credit scores, and credit monitoring is free for 7 days, they will be charged a monthly fee unless they cancel their trial enrollment within thirty days.

Credit Monitoring a Key to Good Credit and Early Identity Theft Detection

The good news for consumers is that paid credit monitoring services do play a vital role in the financial well being of individuals. Monitoring key changes to a credit report and credit score on a daily basis can help consumers protect and manage their credit, which can help consumers save thousands of dollars via better credit and financing terms. In addition, monitoring credit on a daily basis can help consumers detect potential identity theft as soon as possible. This is critical to minimizing the potential damages that can result from identity theft.

Get your free credit report, free credit score, and free 7 day credit monitoring trial now.

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